Agoda Credit Card (Visa/MasterCard/AMEX/JCB) Promotions for APAC Cardholders

Agoda provides discounts on hotel bookings around the world for holders of Visa, Mastercard, AMEX, and JCB cards issued in Asia-Pacific countries. Savings range from 5% to 20%, based on the card brand, type, and issuing location.

To qualify, book through the designated promotion page and pay with the eligible card. These deals generally apply to prepaid reservations and exclude properties from chains such as Hilton, Marriott, and IHG. Promotions often extend throughout the year, but confirm current terms on Agoda’s site.

This guide details the offers and steps to use them for cost-effective travel.

Visa Promotions Overview

Issued inCard TypeDiscountMin SpendCapBook byStay by
AustraliaVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
AustraliaVisa cards10% (Au) / 8% (Worldwide)N/AN/A31 Dec 202531 Mar 2026
BangladeshVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
Brunei DarussalamVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
CambodiaVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
CambodiaVisa cards7%N/AN/A31 Mar 202630 Sep 2026
ChinaVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
ChinaVisa cards5%N/AN/A31 Mar 202630 Sep 2026
CISSEEVisa Gold, Platinum, Signature, Infinite12%N/AN/A30 Sep 202630 Sep 2026
Hong KongVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
Hong KongVisa cards7%N/AN/A31 Mar 202931 Mar 2029
IndiaVISA Card5%N/AN/A31 Dec 202531 Mar 2026
IndonesiaVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
IndonesiaAll Type Visa Card6%N/AN/A31 Dec 202531 Dec 2025
JapanVisa cards7%N/AN/A31 Mar 202931 Mar 2029
Lao People’s DEM. REP.Visa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
Macau ChinaVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
MalaysiaEligible Visa Signature Card16%N/ARM 12031 Dec 202630 Jun 2027
MalaysiaEligible Visa Card7%N/AUSD 10031 Mar 202931 Mar 2029
MaldivesVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
MENAVisa Gold, Platinum, Signature, Infinite12%N/AN/A30 Sep 202630 Sep 2026
MyanmarVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
MyanmarVISA Myanmar cardmembers8%N/AN/A31 Dec 2025N/A
New ZealandVisa card10% (NZ) / 8% (Worldwide)N/AN/A31 Dec 202531 Dec 2026
PhilippinesVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
PhilippinesVISA card7%N/AN/A31 Mar 202930 Sep 2029
RussiaVisa Gold, Platinum, Signature, Infinite12%N/AN/A30 Sep 202630 Sep 2026
SingaporeVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
SingaporeVISA Card7%N/AN/A31 Dec 202531 Mar 2029
South KoreaVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
South KoreaVisa Card7%N/AN/A31 Mar 20292 Apr 2029
Sri LankaVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
SSAVisa Gold, Platinum, Signature, Infinite12%N/AN/A30 Sep 202630 Sep 2026
TaiwanVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
TaiwanVisa card7%N/AN/A31 Mar 202931 Dec 2029
ThailandVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
ThailandVisa card18%THB 6,000THB 1,50031 May 202631 Dec 2026
ThailandVisa card8%N/ATHB 80031 May 202631 Dec 2026
VietnamVisa Infinite33.34%3 nightsUSD 15031 Dec 202631 Dec 2027
VietnamAll Visa cards10%N/AVND 500,00030 Sep 202631 Mar 2027
VietnamAll Visa cards15% (Fridays)N/AVND 700,00030 Sep 202631 Mar 2027
VietnamVisa Signature & Infinite20% (Double digit days)N/AVND 900,00030 Sep 202631 Mar 2027

Mastercard Promotions Overview

Issued inCard TypeDiscountMin SpendCapBook byStay by
AustraliaWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
AustraliaWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
AustraliaAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
BruneiWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
BruneiWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
BruneiAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
BruneiWorld Mastercard for Business12%50 USD31 Mar 202631 Dec 2026
BruneiExecutive Business / Premium Debit10%25 USD31 Mar 202631 Dec 2026
BruneiStandard Business8%15 USD30 Jun 202631 Dec 2026
CambodiaWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
CambodiaWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
CambodiaAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
CambodiaWorld Mastercard for Business12%50 USD30 Jun 202631 Dec 2026
CambodiaBusiness Premium Debit10%25 USD30 Jun 202631 Dec 2026
ChinaWorld Elite16%USD 250USD 6031 Mar 202731 Dec 2027
ChinaWorld12%USD 200USD 4531 Mar 202731 Dec 2027
ChinaAll other Mastercard8%USD 150USD 2531 Mar 202731 Dec 2027
ChinaWorld Mastercard for Business12%USD 5030 Jun 202631 Dec 2026
ChinaExecutive Business10%USD 2530 Jun 202631 Dec 2026
ChinaStandard Business8%15 USD30 Jun 202631 Dec 2026
Hong KongWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
Hong KongWorld / Select / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
Hong KongAll Other Mastercard8%USD 150USD 2531 Mar 202730 Jun 2027
Hong KongWorld / World Elite Business12%USD 5030 Jun 202631 Dec 2026
Hong KongPlatinum Business10%USD 2530 Jun 202631 Dec 2026
Hong KongStandard Business8%USD 1530 Jun 202631 Dec 2026
IndonesiaWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
IndonesiaWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
IndonesiaAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
IndonesiaWorld Mastercard for Business12%50 USD30 Jun 202631 Dec 2026
IndonesiaExecutive Business / Premium Debit10%25 USD30 Jun 202631 Dec 2026
IndonesiaStandard Business8%15 USD30 Jun 202631 Dec 2026
JapanWorld Elite16%USD 200USD 6031 Mar 202731 Dec 2027
JapanWorld Select Platinum Prepaid12%USD 150USD 4531 Mar 202731 Dec 2027
JapanOther Cards8%USD 100USD 2531 Mar 202731 Dec 2027
JapanExecutive Business10%25 USD30 Jun 202631 Dec 2026
JapanStandard Business8%15 USD30 Jun 202631 Dec 2026
KoreaWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
KoreaWorld / Select / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
KoreaAll other Mastercard8%USD 150USD 2531 Mar 202730 Jun 2027
KoreaWorld Mastercard for Business12%50 USD30 Jun 202631 Dec 2026
KoreaExecutive Business / Premium Debit10%25 USD30 Jun 202631 Dec 2026
KoreaStandard Business8%15 USD30 Jun 202631 Dec 2026
LaosWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
LaosWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
LaosAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
MacaoWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
MacaoWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
MacaoAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
MacaoStandard Business8%15 USD30 Jun 202631 Dec 2026
MalaysiaWorld Elite16%USD 200USD 6031 Mar 202730 Jun 2027
MalaysiaWorld / Select / Platinum Prepaid12%USD 150USD 4531 Mar 202730 Jun 2027
MalaysiaAll other Mastercard8%USD 100USD 2531 Mar 202730 Jun 2027
MalaysiaWorld / World Elite Business12%USD 5030 Jun 202631 Dec 2026
MalaysiaPlatinum Business10%USD 2530 Jun 202631 Dec 2026
MalaysiaStandard Business8%USD 1530 Jun 202631 Dec 2026
MyanmarWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
MyanmarWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
MyanmarAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
New ZealandWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
New ZealandWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
New ZealandAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
PhilippinesWorld ElitePHP 1,200PHP 5,80031 Mar 202631 Dec 2026
PhilippinesWorld / Platinum PrepaidPHP 800PHP 5,80031 Mar 202631 Dec 2026
PhilippinesAll other MastercardPHP 650PHP 5,80031 Mar 202631 Dec 2026
PhilippinesStandard Business8%15 USD30 Jun 202631 Dec 2026
SingaporeWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
SingaporeWorld / Select / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
SingaporeAll other Mastercard8%USD 150USD 2531 Mar 202730 Jun 2027
SingaporeWorld / World Elite Business12%USD 5030 Jun 202631 Dec 2026
SingaporePlatinum Business10%USD 2530 Jun 202631 Dec 2026
SingaporeStandard Business8%USD 1530 Jun 202631 Dec 2026
TaiwanWorld Elite16%USD 250USD 6031 Mar 202731 Dec 2027
TaiwanWorld / World Select / Prepaid Platinum Travel12%USD 200USD 4531 Mar 202731 Dec 2027
TaiwanAll other Consumer Cards8%USD 150USD 2531 Mar 202731 Dec 2027
TaiwanWorld Business12%USD 5030 Jun 202631 Dec 2026
TaiwanPlatinum / Titanium Business10%USD 2530 Jun 202631 Dec 2026
TaiwanStandard Business8%15 USD30 Jun 202631 Dec 2026
ThailandWorld Elite16%USD 200USD 6031 Mar 202730 Jun 2027
ThailandWorld/World Select/Platinum Prepaid12%USD 150USD 4531 Mar 202730 Jun 2027
ThailandAll other Mastercard8%USD 100USD 2531 Mar 202730 Jun 2027
ThailandStandard Business8%15 USD30 Jun 202631 Dec 2026
VietnamWorld Elite16%USD 250USD 6031 Mar 202730 Jun 2027
VietnamWorld / Platinum Prepaid12%USD 200USD 4531 Mar 202730 Jun 2027
VietnamAll other Mastercard8%USD 10USD 2531 Mar 202730 Jun 2027
VietnamWorld Mastercard for Business12%50 USD30 Jun 202631 Dec 2026
VietnamExecutive Business / Premium Debit10%25 USD30 Jun 202631 Dec 2026
VietnamStandard Business8%15 USD30 Jun 202631 Dec 2026

American Express Promotions Overview

Issued inDiscountBook byStay byCap
China7%31 May 202630 June 2026N/A
Hong Kong7%31 Dec 202630 June 2027N/A
Singapore7%N/A
Taiwan6%31 Dec 202631 Mar 2027N/A

JCB Promotions Overview

Issued inDiscountMin SpendCapBook byStay by
China (Mainland)12% (Japan)USD 5015 May 202630 Jun 2026
China (Mainland)7% (International excl. Japan)15 May 202630 Jun 2026
China (Mainland)6% (Domestic)15 May 202630 Jun 2026
Hong Kong12% (Japan)USD 5015 May 202630 Jun 2026
Hong Kong7% (International excl. Japan)15 May 202630 Jun 2026
Hong Kong6% (Domestic)15 May 202630 Jun 2026
India12% (Japan)USD 5015 May 202630 Jun 2026,
India6% (International excl. Japan)15 May 202630 Jun 2026,
Indonesia12% (Japan)USD 5015 May 202630 Jun 2026
Indonesia6% (International excl. Japan)15 May 202630 Jun 2026
Indonesia5% (Domestic)15 May 202630 Jun 2026
Philippines12% (Japan)USD 5015 May 202630 Jun 2026,
Philippines6% (International excl. Japan)15 May 202630 Jun 2026,
Philippines5% (Domestic)15 May 202630 Jun 2026,
South Korea12% (Japan)USD 5015 May 202630 Jun 2026,
South Korea7% (International excl. Japan)15 May 202630 Jun 2026,
South Korea6% (Domestic)15 May 202630 Jun 2026,
Taiwan12% (Japan)USD 5015 May 202629 Jun 2026
Taiwan7% (Global)15 May 202629 Jun 2026
Thailand20% (Thailand)THB 4,000THB 1,00031 Mar 202630 Jun 2026
Thailand12% (Japan)USD 5015 May 202630 Jun 2026
Thailand5% (Worldwide)30 Jun 202630 Sep 2026
Vietnam30% (Japan – Weekends)USD 5031 May 202630 Jun 2026,
Vietnam20% (All destinations – Weekends)USD 3531 May 202630 Jun 2026,
Vietnam15% (All destinations – Weekdays)USD 2531 May 202630 Jun 2026,

Promotion Eligibility and Important Notes

  • Promotions apply only to bookings made through the credit card campaign’s redirect links on Agoda’s website, app, or mobile site. Payment must use the corresponding eligible credit card to activate the discount.
  • The discount shows on the payment page after entering valid card details. It appears only on the booking form of the promotion landing page once a valid credit card number is input.
  • Offers are valid for “Pre paid,” “Pay now,” and “Book Now, Pay later” room types only. Rooms marked “Pay at the Hotel” do not qualify.
  • The discount applies to accommodation room charges only, excluding local taxes, service fees, extra charges, personal expenses, and similar items.
  • Large international hotel chains, such as Hilton, Marriott, and IHG, typically do not participate.
  • No registration is required, and there is no minimum number of nights for eligibility.

How to Find Eligible Hotels

When searching on Agoda’s promotion pages, look for hotels marked with a specific tag or indicator that confirms they qualify for the discount. For example, a label such as “Visa_SG applied” appears next to the property in the results list. As shown in the screenshot below, this marker helps identify options where the offer applies.

Visa_SG applied – USD 7 OFF!
Mastercard SG Discount applied – USD 28 OFF!

Once selected, proceed to the payment page, enter your card details, and the discount will calculate automatically in the total. If the reduction does not show, the hotel may not participate—switch to another marked one.

These promotions do not cover most international hotel chains. For chain bookings, consider using cashback portals like TopCashback to access the official site, such as Hilton, Marriott, and IHG, where you can earn typically 4% to 12% cashback on completed stays, depending on the brand and terms.

Conclusion

Securing 5% to 20% off on hotel stays throughout the year offers a reliable way to reduce costs. Check these promotions first when reserving a non-chain property. The immediate application of the discount simplifies the process, eliminating the need to wait for rebates or confirm a hotel’s qualification.

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